Fino Payments Bank Ltd.
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ISIN No INE02NC01014 52Wk High (Rs.) 339 BV (Rs.) 91.96 FV (Rs.) 10.00
Bookclosure 52Wk Low (Rs.) 110 EPS (Rs.) 11.12 P/E (X) 11.35
Mkt Cap. (Rs. Cr.) 1,050.38 P/BV (X) 1.37 Div Yield (%) 0.00 Mkt Lot 1
 
ParticularsMar 26Mar 25Mar 24Mar 23Mar 22
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)PRARARARAR
Face Value10.0010.0010.0010.0010.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)6.3011.1210.367.825.34
Diluted EPS (Rs.)6.2911.0810.367.825.34
Cash EPS (Rs.)6.3018.5916.7812.859.40
Book Value[Excl.RevalReserv]/Share (Rs.)96.7689.7577.2966.4057.66
Book Value[Incl.RevalReserv]/Share (Rs.)96.7689.7577.2966.4057.66
Operating Revenue / Share (Rs.)29.8223.4618.0311.404.28
Net Profit / Share (Rs.)6.3011.1210.367.825.14
      
PER EMPLOYEE RATIOS     
      
Interest Income / Employee (Rs.)0.00705057.42559455.63330770.22123152.09
Net Profit / Employee (Rs.)0.00334180.93321491.42226942.12147738.68
Business / Employee (Rs.)0.007004711.815266998.143198269.871731531.28
      
PER BRANCH RATIOS     
      
Interest Income / Branch (Rs.)0.0025354597.4019486493.5112320116.888482833.33
Net Profit / Branches (Rs.)0.0012017493.5111197922.088452857.1410176380.95
Business / Branches (Rs.)0.00251896714.29183455701.30119125168.83119269523.81
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)21.1347.3957.4668.61119.96
Operating Profit Margin (%)3.855.296.165.504.30
Return On Assets (%)0.982.202.522.632.54
Return On Equity / Networth (%)6.5112.3813.4011.778.90
Net Interest Margin (X)2.522.252.081.921.20
Cost To Income (%)89.2293.7993.7994.4995.69
Interest Income / Total Assets (%)4.674.644.383.842.12
Non-Interest Income / Total Assets (%)25.2239.2738.8546.0257.93
Operating Profit / Total Assets (%)-24.23-37.07-36.32-43.38-55.38
Operating Expenses / Total Assets (%)26.3938.9438.3945.3056.59
Interest Expenses / Total Assets (%)2.152.392.301.920.91
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)4742.084494.664148.162826.762611.84
EV Per Net Sales (X)19.1123.0227.6529.8073.31
Price To Book Value (X)1.222.543.643.074.35
Price To Sales (X)3.969.7215.6017.8758.54
Retention Ratios (%)100.00100.00100.00100.00100.00
Earnings Yield (X)0.050.040.030.030.02